EasyLoans.co.uk Warns: Interest Rates Should Be Over 20% to Reflect Reality
QuickBrands Team
Short-term lender calls for honesty in monetary policy amid global inflation pressures
LONDON, UK – Easy Loans today issued an urgent warning that the UK pound is facing an existential threat to its survival, with current monetary policy leaving it dangerously exposed to collapse. The company argues that if consumers think inflation is bad now, what is on the horizon is terrifying. To preserve the currency’s integrity, interest rates need to be set above 20% – far higher than the current 4.25% – to stem capital flight and restore investor confidence.
According to Easy Loans, the pound has been losing value against gold at an alarming rate, averaging a 19% annual decline over the last three years.
The numbers don’t lie – gold has risen by 13.14% in 2023, 27.20% in 2024, and is already up 19.14% so far in 2025. Meanwhile, the Bank of England is still selling bonds at 4–5%,” said a spokesperson for Easy Loans. “Why would any rational investor buy UK bonds at 5% when they can earn 20% on gold? Every year we delay correcting this puts the pound in a bigger fight for survival.
A Currency in the Danger Zone
Easy Loans explains that gold acts as the benchmark for all global currencies and the ultimate safe-haven asset. If gold consistently rises more than 1–1.5% above the prevailing interest rate, investors shift away from bonds and savings accounts, draining capital from the currency.
The company warns that the UK is already well into this danger zone, with the gap between gold’s performance and the Bank of England base rate widening dramatically since 2023.
“If this trend continues, we’re on a direct path to the kind of currency collapse seen in Zimbabwe in the mid-2000s,” the spokesperson said. “This isn’t alarmism – it’s basic market mechanics.”
Why 20% Rates Are Necessary – and the Harsh Reality
Easy Loans insists that to stabilise the pound, interest rates should be set at or above 20%, despite the shock this would cause to borrowers and the wider economy.
“Yes, it would cause widespread repossessions. Yes, it would hurt in the short term. But that pain would be nothing compared to the total destruction of the currency. The time to act was 30 years ago – 2008 was the last real opportunity for a controlled correction. We’ve passed those points. Now, it’s survival mode.”
Advice to the Public
While the company stresses it does not provide regulated mortgage advice, it strongly urges homeowners to lock in long-term fixed rates without delay. It also advises caution with high-value purchases on credit, warning that borrowing costs could rise sharply in a short period and that access to credit could disappear entirely.
“Don’t wait for the fantasy of 2% interest rates to return – it isn’t going to happen. The market will force rates higher, not lower. Protect yourself now, or risk paying the price later.”
About Easy Loans
Easy Loans is a UK-based short-term lending provider focused on transparency, market insight, and financial education. While the company primarily serves customers seeking small, fast-access loans, it regularly issues public commentary on broader economic and market trends impacting the UK financial system.
The full article can be found here: Caution Urged as UK Mortgage Rates More Likely To Rise Than Fall
